The Importance of Disability Income Protection
Real Life Stories
Your income is the foundation upon which your lifestyle and future plans are built. For this reason, protecting your income is of vital importance. Here, you’ll hear from Dr. Kardani and from Dr. Vincent Tullos, who made the intelligent choice to protect their income and their family with an individual disability income insurance policy.
You have worked hard to get where you are today! Protecting your income is only the beginning.Learn More
Protecting your ability to meet your student loan obligations when illness or injury prevent you from working.Learn More
When protecting your family's current lifestyle, wealth and future financial stability is important to you.Learn More
High Quality Income Protection
When it comes to income protection, medical professionals should consider insurance policies that can pay more during a disability and throughout recovery. We may not know when a disability could strike - but by choosing the appropriate policy, you can feel confident in owning a high-quality policy from a reputable industry innovator with exemplary financial ratings. Berkshire Life, a Guardian subsidiary, has the following ratings as of May, 2015 and are subject to change:
A++ from A.M. Best Company
AA+ from Standard & Poor's
AA+ from Fitch
U.S. Personal Savings Rate
What can be learned from the savings rate?
6 Steps to Rewire the Mind-Money Connection
People develop their relationship with money from a young age. Yet it is never too late to change a bad financial habit.
Financial Hacks for Millennials: 5 Ways to Manage Finances
De-stress money management in your household with a systematic approach.
You’re hit by an uninsured driver. Now what? Are you protected against financial losses?
Life insurance proceeds are generally tax-free. But not in all cases.
You can plan ahead to protect yourself and your family against the financial consequences of deteriorating health.
Few contemplate the complex journey that brought their coffee from farm to kitchen table.
Improving your financial life doesn’t have to be tedious and time-consuming. These easy actions can lead to improvements in a
One way to find money is to examine your current spending habits and eliminate money wasters.
Determine your potential long-term care needs and how long your current assets might last.
Estimate how many months it may take to recover the out-of-pocket costs when buying a more efficient vehicle.
This calculator will help determine whether you should invest funds or pay down debt.
Assess how many days you'll work to pay your federal tax liability.
This calculator compares the financial impact of leasing versus buying an automobile.
This calculator can help determine whether it makes sense to refinance your mortgage.
A presentation about managing money: using it, saving it, and even getting credit.
Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.
In good times and bad, consistently saving a percentage of your income is a sound financial practice.
A visit to the hospital can be painful, for both your body and your wallet. Don’t let it be more painful than it has to be.
Ever lost your wallet? Frustrating. Here’s what you can do to keep yourself safe.
It’s never a bad time to speak with your financial advisor about changes in your situation.
Greater financial and emotional confidence brings greater independence. Isn’t that what it’s all about?