The Importance of Disability Income Protection
Real Life Stories
Your income is the foundation upon which your lifestyle and future plans are built. For this reason, protecting your income is of vital importance. Here, you’ll hear from Dr. Kardani and from Dr. Vincent Tullos, who made the intelligent choice to protect their income and their family with an individual disability income insurance policy.
You have worked hard to get where you are today! Protecting your income is only the beginning.Learn More
Protecting your ability to meet your student loan obligations when illness or injury prevent you from working.Learn More
When protecting your family's current lifestyle, wealth and future financial stability is important to you.Learn More
High Quality Income Protection
When it comes to income protection, medical professionals should consider insurance policies that can pay more during a disability and throughout recovery. We may not know when a disability could strike - but by choosing the appropriate policy, you can feel confident in owning a high-quality policy from a reputable industry innovator with exemplary financial ratings. Berkshire Life, a Guardian subsidiary, has the following ratings as of May, 2015 and are subject to change:
A++ from A.M. Best Company
AA+ from Standard & Poor's
AA+ from Fitch
Test Your Life Insurance Knowledge
How much do you know about one of the most important tools you have to help protect your and your family’s financial future?
Keeping Up with the Joneses
Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?
How Income Taxes Work
A quick look at how federal income taxes work.
You taught them how to read and how to ride a bike, but have you taught your children how to manage money?
Knowing how insurance deductibles work can help you save money and give you peace of mind.
When selecting a fixed-rate mortgage, a borrower has to determine how many years to finance the loan.
The tax rules governing profits you realize from the sale of your home have changed in recent years.
An increasing number have been developed to help individuals with their personal finances.
The advice about cutting expenses makes it sound downright unappealing. No wonder many of us haven’t learned to finance well.
This calculator can help determine whether it makes sense to refinance your mortgage.
Determine your potential long-term care needs and how long your current assets might last.
Assess whether you are running “in the black” or “in the red” each month.
Use this calculator to estimate your income tax liability along with average and marginal tax rates.
Estimate how many months it may take to recover the out-of-pocket costs when buying a more efficient vehicle.
This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.
A presentation about managing money: using it, saving it, and even getting credit.
Learn how to harness the power of compound interest for your investments.
Greater financial and emotional confidence brings greater independence. Isn’t that what it’s all about?
The market is as unpredictable as the weather. We’d love to help you prepare.
Ever lost your wallet? Frustrating. Here’s what you can do to keep yourself safe.
Here’s a quick guide to checking to see if you have unclaimed money.
Coaches have helped you your whole life, in ways big and small. We’d like to be one of them.