The Importance of Disability Income Protection
Real Life Stories
Your income is the foundation upon which your lifestyle and future plans are built. For this reason, protecting your income is of vital importance. Here, you’ll hear from Dr. Kardani and from Dr. Vincent Tullos, who made the intelligent choice to protect their income and their family with an individual disability income insurance policy.
You have worked hard to get where you are today! Protecting your income is only the beginning.Learn More
Protecting your ability to meet your student loan obligations when illness or injury prevent you from working.Learn More
When protecting your family's current lifestyle, wealth and future financial stability is important to you.Learn More
High Quality Income Protection
When it comes to income protection, medical professionals should consider insurance policies that can pay more during a disability and throughout recovery. We may not know when a disability could strike - but by choosing the appropriate policy, you can feel confident in owning a high-quality policy from a reputable industry innovator with exemplary financial ratings. Berkshire Life, a Guardian subsidiary, has the following ratings as of May, 2015 and are subject to change:
A++ from A.M. Best Company
AA+ from Standard & Poor's
AA+ from Fitch
How Insurance Deductibles Work
Knowing how insurance deductibles work can help you save money and give you peace of mind.
When to Self-Insure
Choosing to bear the financial burden of an adverse event is called self-insuring. Do you know what that entails?
You May Need to Make Estimated Tax Payments If…
Have income that isn’t subject to tax withholding? Or insufficient withholdings? You may have to pay estimated taxes.
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