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Disability insurance

You have worked hard to get where you are today! Protecting your income is only the beginning.

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Student Loan

Protecting your ability to meet your student loan obligations when illness or injury prevent you from working.

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Life Insurance

When protecting your family's current lifestyle, wealth and future financial stability is important to you.

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High Quality Income Protection

When it comes to income protection, medical professionals should consider insurance policies that can pay more during a disability and throughout recovery. We may not know when a disability could strike - but by choosing the appropriate policy, you can feel confident in owning a high-quality policy from a reputable industry innovator with exemplary financial ratings. Berkshire Life, a Guardian subsidiary, has the following ratings as of  May, 2015 and are subject to change:

A++ from A.M. Best Company

AA+ from Standard & Poor's

AA+ from Fitch

 

 


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Insuring Your Second Home

There are unique risks of owning a second home and obtaining the proper coverage may protect you from financial risk.

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Have income that isn’t subject to tax withholding? Or insufficient withholdings? You may have to pay estimated taxes.

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The Cost of Procrastination

Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.

 

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Tax Rules When Selling Your Home

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This calculator demonstrates the power of compound interest.

Home Mortgage Deduction

Use this calculator to assess the potential benefits of a home mortgage deduction.

Bi-Weekly Payments

This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.

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Estimate how much you have the potential to earn during your working years.

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This calculator can help determine whether it makes sense to refinance your mortgage.

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Assess how many days you'll work to pay your federal tax liability.

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Managing Your Lifestyle

Using smart management to get more of what you want and free up assets to invest.

Your Cash Flow Statement

A presentation about managing money: using it, saving it, and even getting credit.

Tax Management Strategies

Learn more about taxes, tax-favored investing, and tax strategies.

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It May Be Time for a Financial Checkup

It’s never a bad time to speak with your financial advisor about changes in your situation.

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In good times and bad, consistently saving a percentage of your income is a sound financial practice.

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Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?

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What is your plan for health care during retirement?

To Buy or Not to Buy

The decision whether to buy or rent a home may have long-term implications.

The Cost of Procrastination

Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.

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