Broker Check
Student Loan Life Insurance Disability Insurance

The Importance of Disability Income Protection

 

Real Life Stories

Your income is the foundation upon which your lifestyle and future plans are built. For this reason, protecting your income is of vital importance.  Here, you’ll hear from Dr. Kardani and from Dr. Vincent Tullos, who made the intelligent choice to protect their income and their family with an individual disability income insurance policy.

Watch HERE

Disability insurance

You have worked hard to get where you are today! Protecting your income is only the beginning.

Learn More

Student Loan

Protecting your ability to meet your student loan obligations when illness or injury prevent you from working.

Learn More

Life Insurance

When protecting your family's current lifestyle, wealth and future financial stability is important to you.

Learn More

High Quality Income Protection

When it comes to income protection, medical professionals should consider insurance policies that can pay more during a disability and throughout recovery. We may not know when a disability could strike - but by choosing the appropriate policy, you can feel confident in owning a high-quality policy from a reputable industry innovator with exemplary financial ratings. Berkshire Life, a Guardian subsidiary, has the following ratings as of  May, 2015 and are subject to change:

A++ from A.M. Best Company

AA+ from Standard & Poor's

AA+ from Fitch

 

Helpful Content

What Do Your Taxes Pay For?

What Do Your Taxes Pay For?

Here's a breakdown of how the federal government spends your tax money.

5 Things That Seasoned Travelers Are Doing (That You're Not)

5 Things That Seasoned Travelers Are Doing (That You're Not)

A collection of tips from professional travelers.

Putting a Price Tag On Your Health

Putting a Price Tag On Your Health

Being healthy not only makes you feel good, it may also help you financially.

 

How Income Taxes Work

A quick look at how federal income taxes work.

Protection from a Financial Emergency

A financial emergency can happen to anyone.

Creative Ways to Motivate Your Employees

Five creative (and inexpensive) ideas for motivating your employees.

New Trends Redefine Travel

The latest trends in travel reflect a rich menu of exciting new possibilities.

Buying vs. Leasing a Car

Whatever your relationship with your car, it may eventually come time for a new one. Familiarize yourself with your options.

Protecting Your Business from the Loss of a Key Person

Business owners may be able to protect themselves from the financial consequences of losing a key employee.

View all articles arrow

Home Mortgage Deduction

Use this calculator to assess the potential benefits of a home mortgage deduction.

Tax Freedom Day

Assess how many days you'll work to pay your federal tax liability.

Capital Gains Tax Estimator

Use this calculator to estimate your capital gains tax.

Disability Income

This calculator estimates your chances of becoming disabled and your potential need for disability insurance.

Federal Income Tax

Use this calculator to estimate your income tax liability along with average and marginal tax rates.

Comparing Investments

This calculator compares the net gain of a taxable investment versus a tax-favored one.

View all calculators arrow

Tax Management Strategies

Learn more about taxes, tax-favored investing, and tax strategies.

Managing Your Lifestyle

Using smart management to get more of what you want and free up assets to invest.

Your Cash Flow Statement

A presentation about managing money: using it, saving it, and even getting credit.

View all presentations arrow

Once Upon a Goal

Do you know how to set up your financial goals for success? This knight does.

Choosing a Mortgage

Selecting a mortgage isn't an easy process. Get a better understanding of how professionals make the right decisions.

Suddenly Single: 3 Steps to Take Now

Have you found yourself suddenly single? Here are 3 steps to take right now.

When the Unexpected Becomes Reality

Disability happens to more people, more often than you may think, and it lasts longer, too.

The Cost of Procrastination

Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.

Forecast

The market is as unpredictable as the weather. We’d love to help you prepare.

View all videos arrow